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Manage Employee Health Plan Costs with the VIA Health Plan Captive

 The VIA has collaborated with member firms and Clear Insight to develop the VIA Health Plan Captive.  Captives combine many employers into a single reinsurance risk pool.  While individual employers control their plan design, risk tolerance, claims administration provider and network selections, the risks associated are reduced, avoided or transferred under the program. 

A Health Plan Captive is a tool to reduce and share risk for employers.  It is reinsurance not a health plan by itself.  

The VIA HEALTH PLAN CAPTIVE provides the reinsurance to member firms, so they can feel confident in the self-funded environment.  Employers choose their provider network (Aetna, United HealthCare, Cigna and sometimes Blue Cross).  Employers can create their plan to include current benefits or make changes.  Typically, the plan design features drive the savings.